EOFY financial housekeeping
It’s that time of year! We share some key considerations you should make this end of financial year to maximise your return and personal financial position.
Superannuation changes in 2022
New legislation changes the way superannuation can be utilised throughout your ‘golden years’ into retirement.
Financial advice I’d give my younger self
Andrew Ledingham has been a financial adviser for over 15 years. He’s seen the highs and lows of others financial journeys as well as his own. We asked Andrew what advice he would give his younger self, knowing what he does now and here’s what he had to say!
Avoiding burnout when you work in professional services
Those working in professional services can often feel a level of burnout, especially when their role involves building and maintaining on-going client relationships. Maybe you’re an estate agent, accountant or business consultant? Here are some tips on avoiding burnout at work.
Paying off mortgage vs. extra funds into super
Should you prioritise paying off your mortgage or put the extra funds into super? Andrew and Michael chat about this topical question and provide professional provide insights!
Mental health matters: Managing and preventing financial stress
September is Suicide Prevention Month, raising some important discussions on mental health and encouraging vulnerable conversations during challenging times. Managing your financial stress is an important element of positive mental health.
Is salary sacrifice an effective strategy?
Salary sacrifice is a great long-term strategy for flow-on financial impact. It can help fund insurances, contribution splits to your spouse, effectively moves money from a high-tax to a low-tax environment and sets you up for retirement.
‘Could-have-been’ holiday blues
Have you got a case of the ‘could-have-been’ holiday blues? As financial advisors we thought we’d share a few tips on planning a holiday during COVID times to protect your bank account (and cushion the fall of disappointment!)
Superannuation Fundamentals
Andrew and Michael unpack superannuation fundamentals to get your super on the right track.
The basics of superannuation
Superannuation is a pre-tax amount of money that your employer pays into a super fund for you. The superannuation fund then invests this money on your behalf with the intention to grow your investment in the future. Essentially, super is savings for your retirement and an important part of your financial plan for the future.
Adapting to financial change
What does the Australian Open Women’s Final have to do with financial planning? Find out in our latest blog about adapting to change.
Exhausted
Exhausted from all that’s happening? This is our last blog post for 2020. We really hope you’ve enjoyed what we’ve provided to you throughout this year. Where should we start with our financial decisions after a year like 2020?
Why Past Financial Events Are Impacting Your Future
Given the events of 2020, no one really knows what the lasting economic impact of the Coronavirus will be, however the new world will not be like the old world. We will need rethink our approach when it comes to our finances and investments.
Sort Out Your Superannuation in Your 20’s
The earlier you can sort out super, the better. If you set yourself up with a healthy account now, your future superannuation balance is looking a lot brighter.
Wealth Creation Fundamentals for any Income Level
What is wealth creation and how do we make the best of the income we have, whilst ensuring we reduce our expenses?
6 Things to Ask Your Financial Adviser About Life Insurance
Before you get life insurance, talk through these 6 questions with your financial adviser. That way you'll have a clear picture of what you're buying and what kind of cover you can expect…
6 Things To Remember Before You Complete Your Individual Tax Return
This year’s tax return might look a little different… Working from home, Job Keeper, Job Seeker etc. What can and can’t you be claiming? Read the following 6 steps to ensure you’ve covered all areas of your taxable income before hitting that send button.
End of Financial Year, Splitting Superannuation
As the financial year ends, there is a super splitting strategy that happy couples can consider. Superannuation members could use something known as ‘contribution splitting.’ Contribution splitting is where one member of a couple transfers some of their benefits into their spouse’s super account.
Investing in Shares and Stock Markets: Part 2
Andrew discusses stock market trends over the last 20 years and the state of the market right now.
End of Financial Year Checklist - 6 Steps
There are just a few more sleeps before the end of the financial year. So, while there’s not a lot of time, there is some time. Here is our to-do list of essential items to tick off before June 30. Many of these things have bits that need to be ticked off.