Launceston Financial Advisors
Clear, strategic and personal financial advice for Launceston
What keeps you up at night? Maybe you are worried about funding retirement or unsure if your current financial plan and investments are the best they can be? Our Financial Streams financial advisors are here to offer straight-forward advice, specific to you and we’d love to chat about how we can help you.
Our mission is to help you.
Why are we different?
Breaking the mould with clear, strategic and personal advice. Our services aren’t just transactional but focus on the big picture as we strive to understand you and your personal values and goals. Money and finances are like streams, sometimes full and flourishing and other times unexpectedly slow and narrowed. We want to help you experience financial freedom in any season of life so that your long-term dreams and goals can be made a reality.
Meet our team
Andrew Ledingham
Director & Financial Advisor
Michael Harvey
Financial Advisor
Philippa Cassidy
Financial AdvisorMichelle Marty
Client Services Liaison
Ciona Gerke
Advice Associate & Researcher
Patrea Brown
Advice Associate & Researcher
Nicola Gerke
ReceptionistChloe Bennett
Administration ManagerNews & Resources
Frequently Asked Questions
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The first 15 minutes of your initial phone meeting with your Financial Streams adviser is at our cost, as it is important that we can help you and it also gives you an opportunity to consider whether you would like to work with us going forward. During the initial meeting we would normally have a general discussion about your needs, objectives and circumstances as well as answering any questions which you may have.
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Following your free phone meeting, we will arrange an initial meeting in-person to discuss you needs, goals and current financial position. The cost of this meeting is $440 incl. GST and will be deducted from your Statement of Advice fee, should you choose to continue with us.
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Financial Streams works on a fee for service basis, and we do not seek or retain any commission or any other form of renumeration from fund managers, investment suppliers or investment platform providers (other than personal insurance). Our advisers are not required to promote any particular investments or products from any provider allowing for our transparent fee for service structure with no entry or exit fees.
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Financial Streams would normally prepare a Statement of Advice on your behalf which sets out in writing the strategic advice for you together with any investment or insurance recommendations. The fee for preparing the Statement of Advice will vary depending on the scope and complexity of the advice required. However as a general guide the fee for preparing a Statement of Advice together with the associated meetings would usually be between $3,300 and $7,700 depending on the circumstances.
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Item descriptionThe amount which you will pay on an ongoing basis will depend on your particular needs and circumstances. At Financial Streams we recognise that every client has individual needs and we will tailor the ongoing fee to suit your individual circumstances. Our minimum fee is $3,300 per annum. We will discuss this in detail at our meetings with you.
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Personal insurance is necessary for us all to consider and at Financial Streams we take great care to identify and recommend insurance that provides the best value for our clients in terms of cost and the terms of the policy