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To Access Or Not To Access (Your Super Early)? That Is The Question. https://www.financialstreams.com.au/news-and-resources/862j63p7pkc4kbgtjs094hkkgbzgm6-nhcbj-67lnm-2gnx4-ks3x5-azggg-a4nje-b3c7g-r5cry-kpbrf-7w4c3-mznhz-czkgk monthly 0.5 2021-02-02 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612230837127-H2TF5ENX2Z709TKCX4PI/image-asset.jpeg News & Resources - Superannuation Funds & Insurance https://www.financialstreams.com.au/news-and-resources/862j63p7pkc4kbgtjs094hkkgbzgm6-nhcbj-67lnm-2gnx4-ks3x5-azggg-a4nje-b3c7g-r5cry-kpbrf-7w4c3-mznhz monthly 0.5 2021-02-14 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612230617086-GW8X7KFS5VFFJ3WBM38Q/image-asset.jpeg News & Resources - The Most Famous Black Swan Event https://www.financialstreams.com.au/news-and-resources/862j63p7pkc4kbgtjs094hkkgbzgm6-nhcbj-67lnm-2gnx4-ks3x5-azggg-a4nje-b3c7g-r5cry-kpbrf-7w4c3-mznhz-czkgk-6s568 monthly 0.5 2021-02-14 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612231085652-1W19XBGVVR225S01JJH9/image-asset.jpeg News & Resources - What Is Superannuation Consolidation? https://www.financialstreams.com.au/news-and-resources/category/Financial+Services monthly 0.5 https://www.financialstreams.com.au/news-and-resources/category/Superannuation monthly 0.5 https://www.financialstreams.com.au/news-and-resources/category/Video monthly 0.5 https://www.financialstreams.com.au/news-and-resources/category/Insurance monthly 0.5 https://www.financialstreams.com.au/news-and-resources/category/News monthly 0.5 https://www.financialstreams.com.au/news-and-resources/category/Tax monthly 0.5 https://www.financialstreams.com.au/news-and-resources/category/Financial+Advice monthly 0.5 https://www.financialstreams.com.au/home daily 1.0 2026-01-28 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/f2c0c99e-bbc5-4bd8-9ca7-a9a2348f3a40/FinancialStreams_Portraits_MelanieKate-14.jpg Home https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612159647807-UQKJU2N6X1YG3O460F2T/Financial+Streams Home - “Andrew is knowledgeable and an absolute professional leader in his field. He practices within a very ethical and appropriately targeted framework which brings about consumer understanding and satisfaction at every turn. In a field that I find incredibly challenging to get my head around, Andrew is always able to make the financial planning and advice journey highly accessible and personalised. We have worked with Andrew for over 5 years and trust him implicitly to help our family navigate a flourishing financial future.” — Melody (2019) https://www.financialstreams.com.au/our-approach daily 0.75 2021-02-01 https://www.financialstreams.com.au/why-financial-streams daily 0.75 2024-12-13 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612326298664-IP01S88CSAE33271YMRK/image-asset.jpeg Why Financial Streams? - When you’re young Maybe you're looking to buy a house, make a career change or get married? All have significant affect on your finances and we can help you manage your income and debt balance. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612326564903-5I9AYDHNWQFOPFBT5IEQ/image-asset.jpeg Why Financial Streams? - Starting a family …Or you may have kids and need to put them through education as well as taking a well-deserved overseas holiday! We help you plan for the fun things too. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612326710826-Z9F5L3VZOWCCZYQUJXX7/image-asset.jpeg Why Financial Streams? - Ready to upgrade your home Or perhaps see your kids off to university? You may be starting to think about life after work - this is important to chat through with your advisor so you can start setting you up for the future. You may also have ageing parents who need care and financial guidance. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612327303866-RH1IDUHAZ7KEBKOV9760/image-asset.jpeg Why Financial Streams? - You’ve reached retirement! What an achievement - maybe you are travelling, caring for grandkids or doing volunteer work. All things you will need a steady income for from your superannuation, a pension or both. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612327687687-S3UCLC1SHNWRXBXAFESK/image-asset.jpeg Why Financial Streams? - Leaving a legacy We help you with Estate Planning and preparing for late retirement, whether that be downsizing your home or moving into assisted living. https://images.squarespace-cdn.com/content/v1/5ede5d5c4e1eb54d74680dd4/1591809154868-NIJVD4DLAJZMT3CWQZNR/Stocksy_comp_1338592.jpg Why Financial Streams? - Get in touch Get in touch with the Financial Streams team today to discuss your needs, no matter the stage. Visit our contact us page. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1613974059076-0LA77I0BW22M2AC549Y4/79+%281%29.jpg Why Financial Streams? - Our process Chat with an advisor about your goals and dreams We do the technical stuff and develop a plan, just for you! We love to see you get results, so we make it easy for you and we do all the leg work Chat through your personalised financial plan On going development and management https://www.financialstreams.com.au/financial-planning daily 0.75 2025-02-18 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/fa41fa51-5381-47f3-8f5c-b092aaac9e38/Andrew+and+Dean+%281%29.jpg Financial planning Launceston - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1613344923451-16Y7409S43I9JGW68DFJ/Tasmanian+Retirement+Centre Financial planning Launceston - Tasmanian Retirement Centre Retire as comfortably as possible - we ensure your funds meet your goals and dreams. No matter your age, we analyse and manage your money along the way to retirement. Planning for use of Centrelink and other Government benefits in retirement. https://www.financialstreams.com.au/contact daily 0.75 2021-08-16 https://www.financialstreams.com.au/team daily 0.75 2025-11-11 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/65aec9fb-88ac-4427-b1fb-3f49c6cc6ec9/FinancialStreams_Portraits_MelanieKate-9.jpg Meet the team - Make it stand out Andrew Ledingham Director https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/919060f2-edd3-401e-96c2-17d9b9612ee5/FinancialStreams_Portraits_MelanieKate-6.jpg Meet the team - Make it stand out Josh Kozis Financial Advisor https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/9864fba9-c03d-4721-8887-91bc217e2a7c/FinancialStreams_Portraits_MelanieKate-7.jpg Meet the team - Make it stand out Philippa Cassidy Financial Advisor https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/31e7f2e8-aefa-4f8e-a285-53ee8d56d1f5/FinancialStreams_Portraits_MelanieKate-1.jpg Meet the team - Make it stand out Michelle Marty Client Services Liaison https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/2b21c9ff-db70-4ded-b923-03ca03774926/FinancialStreams_Portraits_MelanieKate-4.jpg Meet the team - Make it stand out Nicola Gerke Receptionist https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/22726427-e75a-43f5-bcd9-90a1d5c72c93/Steph.jpg Meet the team - Make it stand out Steph Berns Paraplanner https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/e6333582-fc28-42f9-bcd9-c4c5904e033b/FinancialStreams_Portraits_MelanieKate-3.jpg Meet the team - Make it stand out Ciona Gerke Advice Associate and Researcher https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/433e7d0d-80d1-4ab5-8616-75607521f377/FinancialStreams_Portraits_MelanieKate-2.jpg Meet the team - Make it stand out Patrea Brown Advice Associate and Researcher https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/9e41b028-b02a-47ca-9b0c-125113accd1b/FinancialStreams_Portraits_MelanieKate-5.jpg Meet the team - Make it stand out Michael Harvey Financial Advisor https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/d99a3e88-cc53-4c89-9aba-c73bf46a6c1c/Chloe.jpg Meet the team - Make it stand out Chloe Bennett Administration Manager https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1614123055540-9NJ865DLAKY43XKZN9LT/MDH+accounting Meet the team https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1614123076765-SADLK1Y1XX0THH45B0W7/Riverside+Olympic+Soccer+Club Meet the team https://www.financialstreams.com.au/faqs daily 0.75 2025-06-16 https://www.financialstreams.com.au/privacy daily 0.75 2023-02-03 https://www.financialstreams.com.au/terms-and-conditions daily 0.75 2023-02-03 https://www.financialstreams.com.au/disclaimer daily 0.75 2023-02-03 https://www.financialstreams.com.au/tasmanian-retirement-centre daily 0.75 2021-03-15 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612920882008-FSXCGNK1N0PACRU0138A/1.png Tasmanian Retirement Centre Centrelink and Aged Care Strategies Do you need help planning for aged care? We can provide Centrelink advice and help you plan for the future. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612920940846-REHMUUFDHJ1CTA0B7KXM/3.png Tasmanian Retirement Centre Investing We help you identify what you want from your investments and how to reach your goals. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612920916233-H806P95L09WR8GU0U0SG/4.png Tasmanian Retirement Centre Superannuation and Retirement Planning Chat to us about what do you need to be able to live the lifestyle you want when you retire. https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/1612920958183-0URD1GRFF0FKJ3WZV5YA/2.png Tasmanian Retirement Centre Estate Planning Careful estate planning will give you peace of mind and protect your interests, your wealth and your family. https://www.financialstreams.com.au/contact-tasmanian-retirement-centre daily 0.75 2021-02-10 https://www.financialstreams.com.au/estate-planning daily 0.75 2021-04-13 https://www.financialstreams.com.au/investing daily 0.75 2021-04-13 https://www.financialstreams.com.au/centreline-and-aged-care daily 0.75 2021-04-13 https://www.financialstreams.com.au/superannuation-and-retirement daily 0.75 2021-04-13 https://www.financialstreams.com.au/about-tasmanian-retirement-centre daily 0.75 2024-06-14 https://www.financialstreams.com.au/news-resources daily 0.75 2026-02-05 https://www.financialstreams.com.au/andrew-ledingham daily 0.75 2024-12-20 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/65aec9fb-88ac-4427-b1fb-3f49c6cc6ec9/FinancialStreams_Portraits_MelanieKate-9.jpg https://www.financialstreams.com.au/payments daily 0.75 2024-11-05 https://www.financialstreams.com.au/josh-kozis daily 0.75 2024-12-13 https://images.squarespace-cdn.com/content/v1/601773ebcbc71f649dadb38e/e89e1776-b485-4bf6-b829-53abdf6516dd/FinancialStreams_Portraits_MelanieKate-10.jpg