Adapting to financial change
What does the Australian Open Women’s Final have to do with financial planning? Find out in our latest blog about adapting to change.
Exhausted
Exhausted from all that’s happening? This is our last blog post for 2020. We really hope you’ve enjoyed what we’ve provided to you throughout this year. Where should we start with our financial decisions after a year like 2020?
Why Past Financial Events Are Impacting Your Future
Given the events of 2020, no one really knows what the lasting economic impact of the Coronavirus will be, however the new world will not be like the old world. We will need rethink our approach when it comes to our finances and investments.
Sort Out Your Superannuation in Your 20’s
The earlier you can sort out super, the better. If you set yourself up with a healthy account now, your future superannuation balance is looking a lot brighter.
Wealth Creation Fundamentals for any Income Level
What is wealth creation and how do we make the best of the income we have, whilst ensuring we reduce our expenses?
6 Things to Ask Your Financial Adviser About Life Insurance
Before you get life insurance, talk through these 6 questions with your financial adviser. That way you'll have a clear picture of what you're buying and what kind of cover you can expect…
6 Things To Remember Before You Complete Your Individual Tax Return
This year’s tax return might look a little different… Working from home, Job Keeper, Job Seeker etc. What can and can’t you be claiming? Read the following 6 steps to ensure you’ve covered all areas of your taxable income before hitting that send button.
End of Financial Year, Splitting Superannuation
As the financial year ends, there is a super splitting strategy that happy couples can consider. Superannuation members could use something known as ‘contribution splitting.’ Contribution splitting is where one member of a couple transfers some of their benefits into their spouse’s super account.
Investing in Shares and Stock Markets: Part 2
Andrew discusses stock market trends over the last 20 years and the state of the market right now.
End of Financial Year Checklist - 6 Steps
There are just a few more sleeps before the end of the financial year. So, while there’s not a lot of time, there is some time. Here is our to-do list of essential items to tick off before June 30. Many of these things have bits that need to be ticked off.
Account-Based Pensions – Save the Other Half for Later?
In recent weeks we have discussed various Commonwealth responses to the Coronavirus. One response that has received relatively little ‘airtime’ is the announcement that people drawing account-based pensions from their super fund can reduce the amount they must withdraw in this and the coming financial year.
How will the Coronavirus affect property values?
It has been a while since we spoke about property – there have perhaps been other more pressing things to discuss. But property is still very much worth thinking about.
Investing in Shares and Stock Markets: Part 1
Andrew and Michael go back to basics and explain all things Shares and Stock Markets and the impact of those during COVID-19.
To Access Or Not To Access (Your Super Early)? That Is The Question.
Amid the raft of measures announced by the Commonwealth Government last month, one of the more contentious was the decision to allow limited access to superannuation benefits to people who are ‘under-age.’…
Superannuation Funds & Insurance
Legislation passed in February 2019 has led to superannuation funds sending out letters to those with accounts which hold valuable personal insurance and have not received a contribution to the fund since October 2018.
The Most Famous Black Swan Event
Perhaps the most famous black swan event was the Global Financial Crisis, which essentially stemmed from a collapse in domestic American house prices in the late 2000s.
What Is Superannuation Consolidation?
Legislation passed in February 2019 has led to superannuation funds sending out letters to those with accounts which hold valuable personal insurance and have not received a contribution to the fund since October 2018.