
Federal Budget 2025
Josh and Michael recap the Federal Budget for 2025.

How to utilise salary packaging
Josh and Michael discuss how to effectively use salary packaging including vehicles, mortgages, superannuation and benefits for government and not-for-profit employees.

Managing debt in wealth building
Josh and Michael discuss types of debt in wealth building - mortgages, tax tips and when to pay off debt.

RBA Interest Rate Change - February 2025
Josh and Michael recap the latest RBA interest rate changes.

Budgeting Fundamentals
Where should we begin with a household budget? Josh and Michael chat about this topical question and provide professional insights.

5 essentials on debt management
Read the five essentials on debt management, written by Advisor, Josh Kozis

The building blocks to a successful retirement
Retirement is often that far off existence and dream that we refer to… “when I retire I’ll do this…” But are we actually preparing ourselves financially for our post-work life? Here are five building blocks we would consider in structuring a successful retirement plan.

Property update - May 2023
Capital city rents have jumped up by 11.7%. What is causing this? Put simply, it is the economic principle of demand for housing outweighing the supply.

Top apps for supporting your wellbeing
The smartphone has never been more sophisticated - with thousands of apps available at our fingertips to make our lives more efficient. Here’s a wrap up of some of our top smartphone apps to support your overall wellbeing!

EOFY financial housekeeping
It’s that time of year! We share some key considerations you should make this end of financial year to maximise your return and personal financial position.

Superannuation changes in 2022
New legislation changes the way superannuation can be utilised throughout your ‘golden years’ into retirement.

Financial advice I’d give my younger self
Andrew Ledingham has been a financial adviser for over 15 years. He’s seen the highs and lows of others financial journeys as well as his own. We asked Andrew what advice he would give his younger self, knowing what he does now and here’s what he had to say!

Avoiding burnout when you work in professional services
Those working in professional services can often feel a level of burnout, especially when their role involves building and maintaining on-going client relationships. Maybe you’re an estate agent, accountant or business consultant? Here are some tips on avoiding burnout at work.

Paying off mortgage vs. extra funds into super
Should you prioritise paying off your mortgage or put the extra funds into super? Andrew and Michael chat about this topical question and provide professional provide insights!

Mental health matters: Managing and preventing financial stress
September is Suicide Prevention Month, raising some important discussions on mental health and encouraging vulnerable conversations during challenging times. Managing your financial stress is an important element of positive mental health.

Is salary sacrifice an effective strategy?
Salary sacrifice is a great long-term strategy for flow-on financial impact. It can help fund insurances, contribution splits to your spouse, effectively moves money from a high-tax to a low-tax environment and sets you up for retirement.

‘Could-have-been’ holiday blues
Have you got a case of the ‘could-have-been’ holiday blues? As financial advisors we thought we’d share a few tips on planning a holiday during COVID times to protect your bank account (and cushion the fall of disappointment!)

Superannuation Fundamentals
Andrew and Michael unpack superannuation fundamentals to get your super on the right track.

The basics of superannuation
Superannuation is a pre-tax amount of money that your employer pays into a super fund for you. The superannuation fund then invests this money on your behalf with the intention to grow your investment in the future. Essentially, super is savings for your retirement and an important part of your financial plan for the future.

Adapting to financial change
What does the Australian Open Women’s Final have to do with financial planning? Find out in our latest blog about adapting to change.